Chase rewards credit card review
Though the 450 annual fee may seem scary at first, the card comes with enough perks to justify that price.
Its also possible to move your rewards to other Chase accounts that earn Chase Ultimate Rewards points, potentially getting more value out of each redemption.
Good credit MAY BE enough, many top rewards credit cards are available only to those with excellent credit and a long credit history.You may be able to get the Chase Freedom even if you dont have excellent credit, so its a great fit if youre just starting out.The higher spending cap might also get you more rewards, if you spend a lot in those categories.The current bonus on the Chase Freedom Unlimited is one of the best, when you compare it against other cards with no annual fee.After that, the variable APR will.49 -.49 based on your creditworthiness* Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases No categories to track, no caps on cash back, no annual.It offers 5 cash back on two bonus categories you choose from a list that changes quarterly, on up to 2,000 combined spending each quarter; an unlimited 2 on an everyday category you choose (such as gas or groceries apply for get started voucher and 1 elsewhere.Users get 150 cash back (or 15,000 Ultimate Rewards points) for spending at least 500 on the card within the first 3 months of card membership.It also comes with a solid sign-up bonus: One-time 150 cash bonus after you spend 500 on purchases within 3 months from account opening.What is the phone number to Chase Freedom customer Service?Annual Fee 0 Intro for the First Year, then 95 APR.74 -.74 Variable Card gifts to customize Details Earn 50,000 bonus points after you spend 4,000 on purchases in the first 3 months from account opening.It is better to use your points for straight cash back or statement credits, and not as a substitute for payment.
Unlike the Chase Freedom, the Chase Sapphire Preferred Card comes with an annual fee.
That's 625 toward travel when you redeem through Chase Ultimate Rewards Chase Sapphire Preferred named a 'Best Travel Credit Card' by money Magazine, X points on travel and dining at restaurants worldwide 1 point per dollar spent on all other purchases.The TPG Newsletter, bmarter traveler : Get points strategies, customized alerts more.Personal Card Spending Requirements Bonus Chase Freedom 500 in 3 months 150 Chase Freedom Unlimited 500 in 3 months 150 Chase Sapphire Reserve 4,000 in 3 months 50,000 points Chase Sapphire Preferred Card 4,000 in 3 months 50,000 points United MileagePlus Club Card 3,000.All these Rapid Rewards points are worth approximately.015 each.That puts its rewards rate at somewhere between.25 and.75.As a rotating categories rewards credit card, the benefits of having the Chase Freedom is all about taking advantage of the 5 cash back calendar.You can apply in person at a branch, or on Chase's website.
While both cards have an almost identical rewards structure and limits, the Chase Freedom holds the advantage on two fronts: a sign-up bonus, and the fact that it earns Ultimate Reward points.
By contrast, most other credit cards will typically charge you 3 to 5 for each balance transfer, which will eat away into your savings.